The R's a new world order and it is here now! The formation of a new "development" bank by the BRIC countries spells a new platform from which we will all need to re-evaluate our personal platforms, both economic and social because of this. Those who accomplish this transition will succeed and those that do not will fail. Those of us that are rldrly are most at risk. Our historic investment and social philosophies will very likely trail changes until we are buried at every level so regardless of ones age, it is critical right now to survive these changes.